Innovative bankcard in the form of a jewelry piece worn on finger.

We are the first to have introduced a working payment technology implemented in the form of a ring.  Payment using contactless payment device or online, with a device identification number and a special code.


Convenient to carry

The ring is always on your finger, which means there is no need to carry credit cards, paper currency, business cards and even your keys. Go for a walk light-handed, leave your bag and purse at home and make purchases using a payment ring.

Durability and waterproofness

Payment rings are protected against water and damage, as they are made of highly durable materials. You can do sport, walk in the rain, take a shower, wash hands and even swim.

NFC technology

Rings use NFC modules that are similar to those integrated in plastic cards but have special configuration making them compact enough to be built into a ring.


Unlike credit cards, additional protection implemented in payment rings makes it impossible to get access to your device unnoticed. You can be sure your money is safe.

Information about the owner

Payrings will contain information about their owners, such as contact info, medical, social and payment information.

Works as an electronic key

PayRings can be programmed to serve as an electronic key to keyless locks that need additional protection by implementation of the identification system.

Various sizes and designs

There are different ring sizes, and you can choose the one that fits you. It is possible to use precious metals as a decoration.

We would like to form a cooperation with a banking group, that want to be the first to implement modern advanced technologies. Payment rings open up fresh opportunities for any bank:

— PayRing can be offered to clients as an alternative to credit cards or as an additional device;

— They will help increase the number of loans provided, since PayRing may arouse the clients’ interest more than common credit cards;

— PayRing can be used as a gift to loyal customers or employees, thus making a wider range of services offered;

— The bank will have a reason to hold itself out as an innovator of banking services;

— The media may be interested in presenting news about Russian banks using payment rings, so it is another opportunity to promote the bank brand;

— The bank will get clients belonging to the kind of people who strive to own everything that is ‘hi-tech’. As a rule, such people use finance services a lot. 

Romantic Editions of Troika PayRing Rings Dedicated to St. Valentine's Day Hit the Market
Starting from February 14, St. Valentine's Day, visitors of the Moscow metro will have an opportunity to buy a romantic edition of the Troika PayRing ring. There are 200 of them in total, and they are available in two colours, pink and white, and two sizes, 17 and 19.
PayRing Appears In Russia-1 Newscast
The Russia-1 channel has told its audience about the PayRing smart rings.
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The Gartner has published a report «Predictions 2018: personal gadgets», emphasizing the role of artificial intelligence in the industry of personal devices.